FreeUnlimited referrals. No % of revenue.

Turn customers into your sales team.

A free referral tab inside your app, live in 5 minutes. You see exactly who brought you money.

Built for Stripe SaaS$0 to $50K MRRNo credit card

app.acmenotes.com/settings/referrals
Hey Sarah, refer & earn

Give your friends 1 free month, and get 1 free month for every friend who subscribes.

acmenotes.com/?ref=sarah
Copy
XLinkedInEmailWhatsApp

48

Clicks

7

Joined

4

Paying

4

Rewards

Powered by Reftab

$

Sarah brought you $380

4 paying friends · this tweet: $210

How it works

A referral program inside your app, in 5 minutes.

Third-party portals get forgotten. A tab inside your product gets seen every day by the people most likely to recommend you: your paying customers.

  1. 01

    Connect Stripe

    Paste a restricted key. We register the webhook and read your brand from your site.

  2. 02

    Paste one snippet

    A script tag and <reftab-tab>. Or hand the ready-made prompt to Claude Code or Cursor.

  3. 03

    Customers share, rewards apply

    When a friend pays, both get rewarded in your own Stripe after the hold period.

<!-- 1. on every page -->

<script src="https://reftab.app/reftab.js" data-key="rt_pub_live_…" defer></script>

<!-- 2. wherever the tab lives -->

<reftab-tab token="{signedUserToken}"></reftab-tab>

Rewards

You pick the reward. Your Stripe applies it.

In-product rewards avoid tax forms entirely. Make it double-sided so the friend gets something too: it's what makes people actually share.

Free month

Credit worth a month of their plan.

1 free month

% discount

A Stripe coupon on their subscription.

20% off for 3 months

Account credit

Lands on the Stripe customer balance.

$25 credit

Plan upgrade

Upgrade for N months, then back.

Pro for 2 months

Cash commission

PRO

Paid from your PayPal or Wise.

30% for 12 months

Preview in plain language: “Sarah gets 1 free month when a friend pays. The friend gets 20% off their first 3 months.”

Show the money

Know exactly who brought you revenue.

Referred MRR, paying referrals, rewards given and what they cost. Down to the post: “this tweet made you $380”.

Referred MRR

$2,340

↑ 38%

Paying referrals

81

↑ 12%

Rewards given

74

6 pending

Cost of rewards

$1,980

11.8× return

Top referrers

  • Sarah ChenSARAH$380
  • Marcus LeeMARCUS$290
  • Ana RuizANA$174

Top posts

  • x.com/sarahc/status/18…$210
  • linkedin.com/posts/marcus…$145
  • youtube.com/watch?v=…$96

Calculator

What could a referral program bring you?

Move the sliders. The math is simple and the assumptions are on screen.

200
$29
10%

Assumes each customer who shares brings 0.5 paying friends on average, and a “give a month, get a month” program. In-app tabs are seen far more often than external portals, so 10% is a sensible starting point.

With 200 customers, a give-a-month program could bring you about

10 new customers a year

New MRR
$290
Year-one revenue
$1,740
Cost of rewards
$580

Get a beta spot

25 beta spots through Stripe's external testing. No spam, one email when you're in.

Compare

The tools that embed are expensive. The cheap ones are portals.

Nobody else offers a free, embedded tab where you choose between cash and in-product rewards.

ToolIn the app?Reward typesPrice
Reftab Yes, one snippetFree months, discounts, credit, upgrades, cashFree · Pro $19/mo
CelloYes, web and mobile SDKsCash; product rewards “coming soon”From $200/mo
GrowSurfYes, widgetStripe coupons, free months, credits$79 to $399/mo
Dub PartnersYes, Advanced plan onlyCash, 5% payout fee$90 to $300/mo
RefgrowYes, one script tagCash via PayPal, Wise$29 to $199/mo
RewardfulNo, separate portalCash$49 to $149+/mo
PromoteKitNo, separate portalCashFree for 3 referrals, Pro $29/mo

Agent-friendly

“Claude, set up a give-a-month program and add the tab to my settings page.”

Every action in the dashboard is a tool in our MCP server. Connect it once and let your coding agent do the setup, check your numbers or approve rewards.

# one line, then just ask

claude mcp add --transport http reftab https://reftab.app/api/mcp --header "Authorization: Bearer rt_sec_live_…"

  • get_overview
  • update_program
  • list_referrers
  • get_top_sources
  • approve_reward
  • get_install_instructions

Six promises we built the product around.

Live in 5 minutes

Every default is filled in. Connect, paste, done.

Free means free

No referral cap, no revenue cap, no percentage. Ever.

We never hold money

Rewards run through your own Stripe, PayPal or Wise.

Looks like your product

Your colours, font and logo. Light and dark.

Show the money

Every screen answers who brought revenue, and how much.

Agent-friendly

Everything the dashboard does, an agent can do over MCP.

Self-referrals blocked by email, Stripe customer and card fingerprint. Rewards wait out a hold period.

Pricing

Free covers a complete referral program.

Pro sells polish and cash. No percentage of revenue on any plan.

Most founders start here

Free

A complete referral program. Free forever.

$0/month

  • Unlimited referrals and referred revenue
  • 1 program
  • All in-product reward types
  • Embedded referral tab
  • Revenue dashboard
  • “Powered by Reftab” link
Start free

Pro

Polish, cash commissions and automation.

$19/month

  • Everything in Free
  • No Reftab branding
  • Multiple programs
  • Cash commissions with PayPal and Wise payout batches
  • Partner portal
  • Webhooks, REST API and MCP server
  • Advanced fraud rules
Start with Pro

Business

Several products under one account.

$49/month

  • Everything in Pro
  • Several products under one account
  • Team seats
  • Priority support
Start with Business

Questions

Is it really free?+

Yes. Unlimited referrals, unlimited referred revenue, every in-product reward type, the embedded tab and the dashboard are free forever. Pro sells polish: no branding, cash commissions, multiple programs and the API.

Do you ever touch my money?+

Never. In-product rewards are applied in your own Stripe account as credits, coupons or plan changes. Cash commissions are paid from your own PayPal or Wise using a payout file we generate.

How long does setup take?+

About five minutes: connect Stripe with a restricted key, paste one script tag and drop the <reftab-tab> element into your settings page. There's a copy-paste prompt for Claude Code and Cursor too.

What stops people from referring themselves?+

Self-referrals with the same email, Stripe customer or card are blocked automatically. Bursts of signups from one referrer are flagged for review, and every reward waits out a hold period (30 days by default) so refunds cancel it.

Can I try it without touching billing?+

Yes. Test mode runs the whole loop with a built-in simulator, or against your Stripe test data. Switch to live when you're happy.

Does it work with AI agents?+

Everything the dashboard does is available through our MCP server. Ask Claude to “set up a give-a-month program and add the tab to my settings page”.

Your customers are your best salespeople.

Give them a reason and a place to share. Free, in your app in 5 minutes.